How to talk about money and bills in Spanish

Talk about everyday money decisions rather than memorising a giant finance glossary. These 12 words cover prices, budgets, banking and common payments in useful sentences.

12 everyday money words

Bank vocabulary illustration
Spanish

Banco

English

Bank

Budget vocabulary illustration
Spanish

Presupuesto

English

Budget

Coin vocabulary illustration
Spanish

Moneda

English

Coin

Credit vocabulary illustration
Spanish

Crédito

English

Credit

Debt vocabulary illustration
Spanish

Deuda

English

Debt

Donation vocabulary illustration
Spanish

Donación

English

Donation

Fine vocabulary illustration
Spanish

Multa

English

Fine

Loan vocabulary illustration
Spanish

Préstamo

English

Loan

Mortgage vocabulary illustration
Spanish

Hipoteca

English

Mortgage

Price vocabulary illustration
Spanish

Precio

English

Price

Salary vocabulary illustration
Spanish

Salario

English

Salary

Wallet vocabulary illustration
Spanish

Billetera

English

Wallet

Finance words in context

See how each word works in a natural Spanish sentence.

  1. El banco cierra a las cuatro de la tarde.The bank closes at four in the afternoon.
  2. Este mes tenemos un presupuesto más ajustado.This month we have a tighter budget.
  3. Encontré una moneda debajo del sofá.I found a coin under the sofa.
  4. La tienda ofrece crédito sin intereses.The shop offers interest-free credit.
  5. Quiere pagar su deuda antes de fin de año.She wants to pay off her debt before the end of the year.
  6. Hicimos una donación a una organización local.We made a donation to a local organisation.
  7. Recibió una multa por estacionar allí.He received a fine for parking there.
  8. Solicitaron un préstamo para abrir el negocio.They applied for a loan to open the business.
  9. Pagamos la hipoteca al principio de cada mes.We pay the mortgage at the beginning of every month.
  10. El precio incluye todos los impuestos.The price includes all taxes.
  11. Mi salario se deposita el último viernes del mes.My salary is deposited on the last Friday of the month.
  12. Dejé la billetera en casa.I left my wallet at home.

Talking about personal finances

Use these patterns to ask about prices, explain a budget and discuss regular financial commitments.

¿Cuánto cuesta…?

How much does … cost?

¿Cuánto cuesta al mes?How much does it cost per month?

Mi presupuesto es de…

My budget is…

Mi presupuesto es de cien euros.My budget is one hundred euros.

Tengo que pagar…

I have to pay…

Tengo que pagar la hipoteca mañana.I have to pay the mortgage tomorrow.

Estoy ahorrando para…

I'm saving for…

Estoy ahorrando para pagar una deuda.I'm saving to pay off a debt.

¿Aceptan crédito?

Do you accept credit?

¿Aceptan crédito o solo efectivo?Do you accept credit or only cash?

A conversation about a monthly budget

  1. EvaEstoy revisando mi presupuesto de este mes.I'm reviewing my budget for this month.
  2. Raúl¿Ha subido mucho el precio del alquiler?Has the rent gone up much?
  3. EvaSí, y también tengo que pagar una deuda pequeña.Yes, and I also have to pay off a small debt.
  4. Raúl¿Puedes pedir un préstamo al banco?Can you ask the bank for a loan?
  5. EvaPrefiero no hacerlo. Mi salario llega el viernes.I'd rather not. My salary arrives on Friday.
  6. RaúlBuena idea. Así evitas pagar más crédito.Good idea. That way you avoid paying more credit.

Try one in the VocabTally quiz

Choose the English meaning, just as you would while practising in the app.

00

What does this mean in English?

Presupuesto

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